Classified CSEA 262 and Auxiliary Employees

SISC Benefit Plans

- Medical Plans
  HMO Plans
  PPO Plans
  Prescription Coverage
- Programs and Services
- Dental Plans
  HMO Plan
  - Delta Care HMO Benefits Summary
  PPO Plans
  - Delta Dental PPO 1500 Benefits Summary
  - Delta Dental PPO Unlimited Benefits Summary
- Vision Plan
  - VSP
- Life Insurance Plan
- Supplemental Benefits
  Mt. San Antonio Community College District has partnered with American Fidelity Assurance Company to provide supplemental health insurance benefits and financial services to our employees*.
  
  Services
  
  Section 125 Cafeteria Plan offers: Section 125, a program available, to help employees save money on taxes. An employee is allowed to deduct needed benefits from gross earnings before taxes are computed. This means that current after-tax expenses such as insurance products and benefits, can now be paid for with pre-tax dollars.
  - Dependent Day Care Flexible Spending Account (FSA)
  - Health FSA (Unreimbursed Medical Expenses)
  Retirement/Annuities
  - 403(b) Tax-Deferred Annuity
  - Roth IRA
  - After-Tax Annuity
  Supplemental Insurance Benefits
  How to Enroll
  
  Eligible employees may enroll during annual enrollment** and will be notified by the Benefits office of the dates and times.
  
  Eligible newly hired employees will be eligible to enroll at time of benefits onboarding.
  
  *Employees must be eligible for health benefits to enroll in the services and benefits offered by American Fidelity Assurance Company. Please contact Benefits to determine whether or not you are eligible for health benefits.
  **Changes to an election plan during the plan year can only be made if an employee experiences an allowable election change event.
- Employee Assistance Programs
  Employee assistance programs are available to employees - paid for by the District that offers confidential help (no charge to you) for matters such as:
  - Family troubles with spouse or children
  - Emotional distress
  - Drug/alcohol problems
  - On-the-job anxieties and stress
  - Grief, loss, and transitions
  Employee assistance program services are not only for you, but also your immediate family members too.
- Medical Reimbursement for Employees less than 50% FTE
  Health Reimbursement Account Benefit Year October 1, 2022 – September 30, 2023
  
  Effective October 1^st, unit members working in a less than 50% FTE assignment shall receive the annual benefit amount of $1,200 deposited into a District managed CSEA 262 health reimbursement account each benefit year.
  
  Use It or Lose It
  
  Any remaining unused funds left in your health reimbursement account after September 30^th, for the October 1, 2022 through September 30, 2023 benefit year, will no longer be available for reimbursement.
  
  How to Submit for Reimbursement
  
  Please complete the CSEA 262 Mt. SAC Health Reimbursement Submission Form and attached required documentation per the guidelines outlined below.
  
  Health Reimbursement Eligible Expenses
  
  You can use your funds to pay for a wide variety of health care products and services for you, your spouse, and your dependents. The IRS determines which expenses can be reimbursed by a flexible spending account (FSA) which is used under the District sponsored health reimbursement account.
  
  For a list of eligible expenses please visit: American Fidelity
  
  Receipt Requirements
  
  Unit members may submit receipts for reimbursement of health expenses incurred between October 1^st and September 30^th, or beginning their first date of eligible permanent employment, whichever occurred last.
  
  You must have a receipt or an explanation of benefits from your insurance carrier for each health care claim you submit against your account. Credit card receipts, canceled checks, and balance forward statements do not meet the requirements for acceptable documentation.
  
  For quick processing, example of receipts would include these five pieces of information:
  1. Patient's Name – name of the person who received the service or for whom the item was purchased. For retail store purchases, this information may be excluded.
  2. Provider's Name – provider that delivered the service or the merchant where the item was purchased.
  3. Date of Service – date when services were provided or the item was purchased.
  4. Type of Service – a detailed description of the service provided or item purchased. A pharmacy prescription receipt is sufficient for prescriptions.
  5. Expense Amount – amount paid for the service or product and/or the portion that is not reimbursed through your insurance carrier.
  Reminder: Student Health Center Access For Less Than 50% Unit Members
  
  Unit members in paid status in a less than 50% assignment shall be permitted access to the campus Student Health Center for basic medical services, subject to the limitations and capabilities of the facility and staff. The cost of services provided by the Student Health Center shall be charged against the unit member’s medical reimbursement account. Costs in excess of funds available in the unit member’s medical reimbursement account will be the responsibility of the unit member.
  
  Submissions after the 15th of the month will be reviewed and processed the following month.

Classified CSEA 262 and Auxiliary Employees

SISC Benefit Plans

Services

Retirement/Annuities

Supplemental Insurance Benefits

How to Enroll